The National Bank of Angola (BNA) has warned about the rising level of exposure of the banking sector to the State, recommending the adoption of “prudent” capital and liquidity management policies in light of uncertainty in the international environment.
The assessment is contained in the communiqué of the 55th meeting of the Financial Stability Committee (CEF) of the BNA, held on Monday (1), in which financial institutions under the bank’s supervision were advised to adopt prudential measures “aimed at mitigating the financial and non-financial risks to which they are exposed.”
In the communiqué cited by Lusa, the CEF nevertheless decided to maintain the capital conservation buffer at 2.5%, applicable to all banking financial institutions, the countercyclical capital buffer at 0% (an instrument designed to protect the banking sector during periods of systemic risk), and the buffer for domestic systemically important banks, despite the mentioned scenarios.
The meeting, which assessed the main systemic risk factors with potential impact on the stability of Angola’s financial system during the first quarter of 2026, also found that during this period the banking sector demonstrated “resilience in the face of risks inherent to its activity.”
According to the BNA, year-on-year, the sector recorded continued growth in credit to the economy, improved asset quality with a reduction in the default ratio, and strengthened mechanisms for mitigating credit risk.
However, the committee noted an increase in the banking sector’s exposure to the State, and given the uncertainty of the international environment, it recommended that supervised financial institutions continue adopting prudent capital and liquidity management policies, aimed at mitigating the financial and non-financial risks to which they are exposed.
