The Board of Directors of FMBcapital Holdings Plc (FMBCH) announced on Monday, September 22, solid financial results for the half-year ended June 30, 2025. The performance reflects the group’s continued strategic momentum and operational resilience, underpinned by its long-standing commitment to people-driven growth.
“Our performance this semester is a testament to the strength of our people and the culture we have built over the past three decades,” said FMBCH CEO Jaco Viljoen, adding, “We have consistently invested in leadership, technical capacity, and a values-driven culture that empowers our teams to act with purpose.”
According to a statement received by Diário Económico, the group recorded a 38% increase in total operating income, reaching $176 million. Customer deposits rose 40%, surpassing $1.7 billion, driven by strong inflows into current and savings accounts. Loans and advances to customers grew 19%, totaling $866 million. These indicators highlight FMBCH’s ability to expand its asset base while maintaining strong liquidity and disciplined risk management.
FMBcapital Holdings remains firmly committed to its strategy of placing people at the center of its operations. With a workforce of over 2,000 employees, the group fosters a diverse, inclusive, and intergenerational environment. Through internal promotions, continuous strengthening of its emerging leadership, and dynamic graduate internship programs, FMBcapital reaffirms its commitment to developing and growing talent within the organization.
At the heart of this strategy is the FCB Learning Academy (First Connect). “Through digital learning, technical curricula, and leadership programs, First Connect equips employees to thrive and contribute meaningfully in a rapidly evolving banking environment,” said Joanne Liddle, the group’s Human Resources Director.
In Mozambique, CEO João Rodrigues emphasized that the group’s 30 years of growth coincide with a significant milestone: the laying of the foundation stone for the future headquarters of First Capital Bank Mozambique. This strategic step symbolizes the long-term commitment of both the bank and FMBcapital Holdings to the country, reinforcing their presence and modernizing operations.
Recently, the bank was recognized by Global Brands Magazine with the award for “Most Innovative Trade Finance Solutions Provider, Mozambique 2025,” highlighting its innovation and service excellence.
Rodrigues also underscored the importance of people, noting that more than 30% of employees began as interns, with a program integration success rate of over 50%—a clear reflection of the group’s continuous investment in local talent. These local achievements demonstrate the strength of the group’s global strategy and why positive results remain a constant.
In line with these results and milestones, Jaco Viljoen reiterated that the people-centered strategy is based on a belief in potential, progress, and the strength of shared purpose: “Our people not only support the business—they drive it. By investing in people, we build a resilient and agile organization that grows with its teams, which has been our guiding principle for the past 30 years.”
FMBcapital Holdings is a financial services group operating as First Capital Bank in Botswana, Malawi, Mozambique, Zambia, and Zimbabwe.
Source: Diário Económico
